Trade business costs · NSW · 2026-27
No licence required - $0. Mechanics aren't a licensed trade in any Australian state or territory. Running a workshop in New South Wales still carries the fixed costs below.
The licence is the cost everyone googles - it's rarely the one that hurts. Here's the rest of the fixed-cost picture for mechanics in New South Wales, all 2026-27 figures:
| Cost | Amount | Notes |
|---|---|---|
| Licensing | $0 | Not a licensed trade |
| Vehicle rego | $1,540/yr | Excludes Green Slip (CTP purchased separately, ~$550-900). MVT is $897 for business use vs $579 personal (1505-2504kg). Business surcharge: $318. |
| WorkCover | 3.69% of wages | Only if you employ anyone. WIC 532900 Automotive Repair and Services nec rate, frozen for 2026-27. |
| Public liability | ~$750/yr | Public liability $10M cover - mid-range for sole trader on $100-200K revenue. Range: $550-$1,200. |
| State | Annualised licence cost |
|---|---|
| New South Wales | $0 |
| Victoria | $0 |
| Queensland | $0 |
| Western Australia | $0 |
| South Australia | $0 |
| Tasmania | $0 |
| ACT | $0 |
| Northern Territory | $0 |
Other trades: electricians in NSW · plumbers in NSW · builders in NSW
Every dollar above has to come out of the jobs you do - before you've paid yourself a cent. If your charge-out rate was set by asking around, odds are it doesn't carry these costs plus the vehicle, tools, fuel and the quiet weeks.
Two minutes in our free hourly rate calculator shows what you're actually keeping per hour. figrd then does that thinking on every quote - your real costs, built into every price.
Get set up with figrdFigures are for the 2026-27 financial year, last reviewed 2026-06-28. Annualised licence costs spread multi-year renewals across each year. Where a regulator had not yet published its 2026-27 fees at that review, the current fee is shown. WorkCover rates are base or suggested rates - your actual premium depends on claims history - and insurance figures are market estimates, not official rates. Always confirm current figures with your state regulator before relying on them. This is general information, not financial advice.